Platform Terms of Service v2.2Doc No. TOS-2026-002

TERMS OF SERVICE

Rentcroo E-Services Philippines, Inc. · Equipment, Logistics & Insurtech Marketplace

Rentcroo

Effective Date

September 1, 2026

Last Revised

September 2026 (v2.2)

Jurisdiction

Republic of the Philippines

Governing Law

Civil Code / RA 8792 / RA 10173

Are you a Commercial Lessor or Business Owner?

Commercial inventory hosts, fleet operators, and BIR Form 2303 registered entities are additionally governed by the official Lessor Master Services Agreement (Lessor MSA).

Read Lessor MSA

I. AGREEMENT TO TERMS

These Terms of Service (“Terms”, “Agreement”) constitute a legally binding contract between PJ Candelaria Online Shop (operating and doing business under the trade name and style of “Rentcroo Marketplace PH”, hereinafter referred to as “Company,” “we,” “us,” or “our”), and any individual or corporate entity (“User,” “you,” or “your”) accessing or utilizing the Rentcroo equipment rental marketplace available at rentcroo.com and associated web/mobile applications (“Platform”).

MANDATORY LEGAL ACKNOWLEDGMENT

BY CLICKING “SIGN UP”, “CONFIRM BOOKING”, “I ACCEPT”, OR USING THE PLATFORM IN ANY MANNER, YOU REPRESENT AND WARRANT THAT: (1) YOU HAVE READ AND UNDERSTOOD THESE TERMS; (2) YOU AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY; AND (3) YOU POSSESS THE LEGAL CAPACITY UNDER PHILIPPINE LAW TO ENTER INTO THIS BINDING CONTRACT. IF YOU DO NOT AGREE, YOU MUST NOT ACCESS OR USE THE PLATFORM.

II.DEFINITIONS & INTERPRETATION

2.1 “Lessor” / “Owner” / “Host” means any verified individual, professional depot, or commercial equipment fleet operator who lists equipment, machinery, tools, vehicles, cameras, or event setups for rent on the Platform.

2.2 “Renter” / “Customer” means any verified individual or enterprise who reserves, pays for, and operates equipment through the Platform.

2.3 “Booking” means an equipment rental reservation created through the Platform and assigned a unique alphanumeric Booking Reference.

2.4 “Handover OTP” means the ephemeral, cryptographically generated 6-digit One-Time Password provided to the Renter, which must be entered by the Lessor at the moment of physical custody handover to verify possession.

2.5 “24-Hour Return Inspection Window” means the designated 24-hour testing period following return during which the Lessor may test returned equipment and file substantiated damage claims prior to automated deposit release.

2.6 “Protection Waiver” means the non-refundable platform protection plan (Standard Waiver or Complete Shield) that waives multi-thousand-peso upfront cash security deposits in favor of Platform Guarantee Fund coverage.

III.ELIGIBILITY & ACCOUNT REGISTRATION

To register and maintain an active account on the Platform, you must:

  • Be at least eighteen (18) years of age with full legal capacity under Philippine law.
  • Provide accurate, complete, and verifiable registration details (legal name, phone number, email address).
  • Maintain only one (1) primary user account unless authorized as a Business Pro sub-account.
  • Never share, sell, or transfer your authentication credentials or passkeys to any third party.

IV.IDENTITY VERIFICATION (KYC) & BIOMETRIC DATA

To protect valuable machinery, prevent equipment theft, and ensure community safety, Rentcroo enforces a mandatory Know-Your-Customer (“KYC”) protocol before transactions are unlocked:

1. Government-Issued ID:Submission of a valid Philippine Passport, PhilSys National ID, Driver's License, or PRC License.

2. Liveness Facial Challenge: Submission of an interactive biometric selfie holding your ID to verify genuine human liveness.

3. Explicit DPA Consent: Processing of biometric facial photos and government IDs is conducted under Section 13 of Republic Act No. 10173 with explicit user consent recorded at the time of submission.

V.PLATFORM SERVICES & BOOKING WORKFLOW

Rentcroo acts as an electronic marketplace platform connecting Lessors and Renters. Transactions progress through deterministic state transitions:

Booking StatusDescription & Operational Rule
Awaiting Owner ApprovalRenter submitted request; Lessor has 24 hours to accept or decline.
Awaiting PaymentLessor accepted; Renter completes PayMongo checkout before rental start date.
Payment Held (Escrow)Funds securely vaulted in platform escrow; Renter issued 6-digit Handover OTP.
In ProgressHandover OTP validated; equipment actively leased and in Renter custody.
Returned / InspectionEquipment physically returned; 24-hour lessor testing timer begins.
Completed24-hour inspection clears with 0 claims; deposit refunded and lessor payout released.

VI.ESCROW PROTECTION, FEES & PAYMENTS

1. Gateway Integration: Payments are processed via licensed payment gateways (including PayMongo) supporting GCash, Maya, Debit/Credit Cards, and QR Ph.

2. Escrow Custody: All rental fees and refundable cash deposits remain vaulted in platform escrow and are never released to the Lessor until the rental has concluded and passed inspection.

3. Service Fees & Taxes: Platform service fees are displayed transparently at checkout. For registered commercial lessors, applicable BIR 1% withholding taxes (Form 2307) are computed and credited in accordance with BIR Revenue Regulations.

4. Long-Term Rentals (30+ Days) Milestone Tranches:For rentals spanning 30 days or longer, the first month's payout is disbursed 24 to 48 hours following Handover OTP confirmation. Subsequent monthly tranches are released at the start of each successive 30-day cycle, while the security deposit remains securely vaulted in escrow until final return inspection.

VII.CANCELLATION, REFUNDS & MODIFICATIONS

1. Lessor Rejection / Cancellation: If a Lessor cancels or fails to fulfill a confirmed booking, the Renter receives a 100% full refund or instant rental credits. The unrecoverable gateway processing fee is debited against the defaulting lessor.

2. Renter Cancellation: Renters may cancel free of penalty prior to payment. Cancellations made within 48 hours of scheduled pickup may incur standard administrative processing fees to cover non-refundable gateway charges.

3. Refund Timeline: Approved refunds are credited to the original payment channel within 5 to 10 banking days, subject to payment processor timelines.

VIII.LESSOR OBLIGATIONS & HOST GUARANTEE

1. Equipment Quality & Safety: Lessors warrant that all listed items are operational, well-maintained, safe for standard operation, and free of undisclosed defects.

2. Rentcroo Host Guarantee Cover: Verified active equipment listings are backed by the Rentcroo Host Guarantee up to ₱50,000.00 per incident for individual lessors and up to ₱100,000.00 for Business Pro fleet managers (subject to a 10% / minimum ₱1,000 claim deductible). Loss and theft claims are evaluated at Fair Market Value minus depreciation.

3. Handover OTP Prerequisite:Lessors MUST input and validate the Renter's 6-digit Handover OTP at the physical pickup point to remain eligible for Host Guarantee protection.

4. Long-Term Wear & Tear vs. Damage: For extended rentals (30+ days), standard operational depreciation (such as camera shutter cycles, tire tread wear, and minor casing smoothing from lawful operation) is recognized as normal wear-and-tear and is not penalized. Lessors on 30+ day commercial contracts retain the right to schedule 30-day periodic maintenance check-ins.

IX.RENTER OBLIGATIONS, CARE & CRIMINAL ESTAFA WARNING

1. Duty of Care: Renters must operate leased gear in accordance with manufacturer instructions, prevent unauthorized third-party use, and return the item on or before the agreed return time.

2. Prohibited Uses: Equipment must never be used for illegal acts, sub-rented without lessor permission, or subjected to willful abuse.

CRIMINAL LIABILITY FOR THEFT & UNLAWFUL NON-RETURN (RPC ART. 315)

Under Philippine jurisprudence, failure to return leased personal property upon demand or misappropriating rented equipment constitutes criminal Swindling (Estafa) under Article 315 of the Revised Penal Code of the Philippines, in conjunction with Republic Act No. 10175 (Cybercrime Prevention Act of 2012). Rentcroo cooperates fully with the Philippine National Police (PNP) and NBI Anti-Cybercrime Division to prosecute fraudulent non-returns and asset theft.

X.HANDOVER OTP, MULTI-CARRIER LOGISTICS & 3-HOUR AUTO-COMMENCE PROTOCOL

1. Direct Physical Handover: For self-pickup or lessor-arranged local handovers, the Renter must physically inspect the equipment, test operational integrity, and input the 6-digit Handover OTP. The input of this OTP legally confirms acceptance of the asset in good order.

2. Courier & 3PL Multi-Carrier Deliveries:When items are delivered via platform-integrated 3PL logistics carriers (including Lalamove, Transportify, Shipmates, J&T Express, and LBC) or lessor delivery fleets, delivery is officially verified upon carrier upload of the electronic Proof of Delivery (POD) photo.

3. Asymmetric Two-Leg Logistics & Independent Transport Fees: The Renter acknowledges that the outbound Handover transport mechanism may differ from the inbound Return transport mechanism (e.g. 3PL courier delivery to jobsite with self-drop off return to depot). Outbound handover fees and inbound return fees are calculated and charged as independent line items reflecting the chosen carrier, lessor delivery/pickup rates, and route distances.

4. 3-Hour Auto-Commence Grace Window: To prevent unfair delays to the Lessor's rental schedule, confirmed courier delivery (POD) immediately triggers a strict three (3) hour inspection window. If the Renter does not input the Handover OTP or formally lodge an unresolved dispute within three (3) hours of verified courier drop-off, the booking automatically transitions to ACTIVE and the rental clock officially commences, anchored to the carrier delivery timestamp.

5. Mandatory Return Dispatch & Transit Grace Buffer: To avoid late penalties, the Renter is legally obligated to initiate return dispatch (or obtain an approved Time Extension) prior to the scheduled rental expiration (endDate). Initiating return dispatch activates a Transit Grace Buffer (two (2) hours for in-person drop-off; up to three (3) hours for courier haulers), during which late fee penalties are stayed while the item is actively in return transit. Failure to initiate return or extend prior to scheduled expiration shall incur standard hourly late fees (1.5x pro-rated hourly rate).

6. Unattended Drop-Off & Jobsite Buffer: Couriers will wait a maximum of thirty (30) minutes at the designated jobsite. If the recipient is absent and authorizes delivery to a condominium concierge, security guardhouse, or jobsite staging area, custody transfers upon carrier POD upload. Any redelivery charges caused by recipient unavailability shall be billed directly to the Renter.

7. 24-Hour Return Inspection Window: Following physical return and OTP verification, the Lessor has exactly twenty-four (24) hours to inspect complex gear. If zero damage claims are lodged within 24 hours, platform escrow automatically releases the transaction.

XI.EMBEDDED INSURTECH (PIONEER INSURANCE), ₱0 DEPOSIT WAIVER & IN-TRANSIT CONTINUITY

1. Licensed Underwriting Authority: Rentcroo embedded protection plans are underwritten by Pioneer Insurance & Surety Corporation, an authorized domestic insurer licensed and regulated by the Insurance Commission of the Philippines, powered via the Igloo Insurtech integration.

2. Multi-Tiered Protection & Deposit Waiver Framework:

  • Tier 1 — No Protection Plan: Full refundable security deposit held in platform escrow. The Renter remains personally liable for 100% of fair market repair or replacement costs in the event of damage or loss.
  • Tier 2 — Standard Protection: Provides a 50% reduction on the required security deposit hold, covers accidental drops, operational scuffs, and in-transit courier damage (subject to a 10% / max ₱2,500 deductible).
  • Tier 3 — Complete Shield: ₱0.00 SECURITY DEPOSIT (100% WAIVED) and ₱0.00 Deductible on verified claims. Fully covers accidental damage, component breakdown, mechanical failure, and total loss or burglary.

3. In-Transit Insurance Demarcation by Logistics Mechanism:

  • Platform-Integrated 3PL Carriers (Transportify / Lalamove / Shipmates): In-transit cargo insurance (underwritten via Transportify OONA, Lalamove Pioneer GPP, or Shipmates cargo cover) automatically binds upon courier pickup and covers the equipment during active transit until delivery.
  • Lessor Delivery & Retrieval Fleet:Transit risk and equipment custody remain with the Lessor's transport crew during hauling.
  • Self-Pickup & Self Drop-Off:The Renter assumes sole physical custody and transit responsibility from the moment the item leaves the Lessor's depot until physical return verification.
  • Renter-Arranged Third-Party Courier (Outside 3PL / Private): Platform in-transit cargo insurance does NOT apply. When the Renter arranges a private courier outside platform-integrated dispatch, the Renter remains 100% personally and financially liable for courier road accidents, driver theft, insufficient protective packaging, or weather immersion occurring during transit.

4. 24-Hour In-Transit Damage Reporting Duty: Renters receiving items via courier must inspect outer packaging immediately. Any transit or drop damage must be reported within twenty-four (24) hours of courier delivery, accompanied by mandatory unboxing video footage and photographs of external packaging damage.

5. Mandatory PNP Police Blotter for Burglary/Theft: In the event of theft, robbery, or unrecovered equipment, Renters holding Complete Shield protection are legally mandated to report the incident to the local Philippine National Police (PNP) precinct within seventy-two (72) hours and provide an official Certified Police Blotter Extract and barangay report. Fraudulent reporting or failure to file a police report constitutes criminal Estafa under RPC Art. 315.

XII.ANTI-CIRCUMVENTION & IN-APP MESSAGING

Users agree to conduct all booking coordination and payments exclusively through the Platform. Soliciting off-platform cash transactions, bypassing platform service fees, or sharing direct contact info prior to confirmed bookings is strictly prohibited and results in immediate account ban and forfeiture of Host Guarantee coverage.

XIII.DISCLAIMERS & LIMITATION OF LIABILITY

To the maximum extent permitted under Philippine law:

  • The Platform is provided on an “AS IS” and “AS AVAILABLE” basis. Rentcroo makes no warranties regarding uninterrupted uptime or equipment suitability.
  • Rentcroo is an intermediary technology platform and is not a direct party to rental agreements executed between users.
  • The Company's total aggregate liability shall not exceed the platform service fees paid by you in the twelve (12) months preceding the claim.

XIV.DISPUTE RESOLUTION, GOVERNING LAW & VENUE

1. Internal Good-Faith Resolution: Users agree to first contact support@rentcroo.com and allow thirty (30) days for amicable dispute mediation before initiating formal legal proceedings.

2. Governing Law: These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines.

3. Exclusive Venue: Any legal action arising from these Terms shall be instituted exclusively before the proper courts of Metro Manila, Philippines, to the exclusion of all other courts.

XV. CONTACT INFORMATION

Legal Entity Name

PJ Candelaria Online Shop

Trade Name / Business Style

Rentcroo Marketplace PH

Operating the Rentcroo rental marketplace platform under the registered trade name and business style of “Rentcroo Marketplace PH”.

Customer & Legal Support

support@rentcroo.com

Registered Office

205 J.P. Rizal St., Batingan, Binangonan, Rizal, Philippines

Binding Agreement

By accessing or using Rentcroo PH, you acknowledge that you have read these Terms of Service in their entirety, understand your legal rights and obligations, and agree to be bound by all provisions herein.